Risk management

"Topdanmark endeavours to gradually reduce its risk profile in order to reduce the risk premium that is inherent in its share price."

Lars Thykier, CEO

Risk management
Topdanmark's policy is to hedge against risks arising from the Company's activities or to limit such risks to a level that allows the Company to maintain normal operations and implement its planned measures even in the case of highly unfavourable events in the outside world.

As a consequence of this policy the Company has for a number of years identified and reduced or eliminated those risks which could potentially cause losses exceeding what Topdanmark considers to be acceptable. For example, major strategic shareholdings have been sold, the catastrophe cover for storm or terror has been increased significantly and the financial risk reduced.

In this light it is Topdanmark's opinion that the Company's future annual results would, with a very high probability, be a profit even in the event of, for example, another collapse in the financial markets as in 2008.

Risk table
Title Type Size
Risk Report 2016
Risk Report 2015
Risk Report 2014
Risk Report 2013

Share price

Investor contact
Steffen Heegaard, head of IR and Group Communications is responsible for the contact to share analysts and institutional investors:

Tel: +45 44 74 40 17
Mobile: +45 40 25 35 24
E-mail: she@topdanmark.dk